Personal Savings
The right savings account is the first step to being rainy-day-ready.
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Features | Everyday Savings |
High Yield Savings1 |
Money Market |
certificate of deposit (cd) | individual retirement account (ira) | Insured Cash Sweep (ICS) |
---|---|---|---|---|---|---|
Minimum Opening Deposit and Balance Requirement to Avoid Monthly Fee | $1002 | $500 | $1,000 | $500 | $500 | N/A |
Interest
(Compounded daily, paid and reported per statement cycle)
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Premium 0.55% APY on balances up to $10,0003 (Balances >$10,000 earn 0.15% APY)
|
![]() Tiered based on account balance
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![]() Based on account balance and term
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![]() Based on account balance and term
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Accrued and compounded daily using a daily rate based on balance
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Monthly Maintenance Fee | $0 or $44 | $0 or $64 | $0 or $104 | _ | _ | - |
Number of Withdrawals Per Statement Cycle at No Charge
|
2 | 2 |
6
|
_ | _ | 6 for savings and money markets |
Fees for Excess Withdrawals | $3 | $3 | $5 | Penalties may apply | Penalties may apply | - |
Electronic or Paper Statement at No Charge | ![]() |
Electronic statement at no charge; paper available for a $3 per statement | ![]() |
Paper maturity and renewal notices provided |
Paper only | ![]() |