Matthew Austin

Commercial Loan Portfolio Manager, Garner
NMLS# 565034

“To be a good lender, you have to be a good listener. I enjoy hearing people’s stories and paying attention to the particulars. Those insights help me match their unique situations with solutions.”


I have worked in financial services for 13 years, relocating to Garner from Kill Devil Hills in late 2020. While on the Outer Banks, I served as a market president for Wells Fargo, as well as in other business banking positions with Southern Bank and Towne Bank.


East Carolina University, Bachelor of Science in Education with a concentration in social studies and science


I have moved around North Carolina a bit and have called Winston-Salem, Greensville and the Outer Banks home.

Outside the Office

In a nutshell, I am a family man with a big appreciation for art, science, history and nature. A longtime drummer, I enjoy a wide range of music—especially played live. I am also an avid reader, everything from Stephen King to science journals and lesser known stories from history.

Do not try to become a person of success, but try to become a person of value.

–Albert Einstein
North State Bank dollar icon
Looking for a loan? Explore the possibilities.